Jugging: A Rising Security Threat for Banks and Credit Unions

By David Uberig & Doug Rieman, Hanwha Vision America

You may not know what the term “Jugging” means – but it is a significant and growing security concern.

It refers to crimes in which a thief targets individuals making large cash withdrawals at a bank, credit union, or ATM. The criminal then follows victims to their next locations with the goal of robbing them of the recently withdrawn cash.

Crimes are typically committed in less secure environments, like when a victim arrives home or travels to a convenience store. Criminals want to act fast and prefer striking at locations with minimal or no visible video surveillance systems — which are also easy to enter and exit from.

In the U.S., numerous media reports have highlighted a dramatic increase in Jugging incidents. Texas just signed new legislation providing more stringent penalties against criminals who commit Jugging acts.

The Jugging trend is also being reported in various countries across the globe, albeit with less frequency. This stems from incidents that align with the definition of “Jugging” often being labeled simply as “armed robbery” events.

Who is Most Vulnerable?

Anyone can be a victim of Jugging. However, the most common targets include:

• Elderly consumers
• Women or young consumers traveling solo
• Business owners carrying large amounts of cash
• Individuals with predictable banking routines

Fully eliminating Jugging incidents is not very realistic or likely. However, there are some valuable steps that banks and credit unions can take to reduce overall risk.

Minimize Risk with Advanced, AI-Powered Surveillance Technologies

Financial institutions should implement a modern surveillance system with AI-enabled cameras, visible signage, audio alerts, and video monitors to clearly indicate that all areas, including parking lots, entrances and exits, drive-thru lanes, and ATMs, are under 24-7 surveillance.

Along with serving as a potential deterrent, Hanwha Vision’s AI-enabled cameras provide proactive, real-time threat detection. This enables potential threats, such as incidents of people loitering or acting suspiciously to be identified at the earliest warning signs.

See how Hanwha Vision’s range of AI cameras help financial service organizations improve safety and deliver valuable operational insights.

Improve Awareness about Jugging & Best Safety Practices

Educating customers about Jugging and best safety practices is crucially important. Here are some key tips to help customers stay safe:

• Limit large cash transactions and keep cash concealed.
• Avoid predictable banking routines and vary transaction times and days.
• Try to travel in groups if possible to reduce higher vulnerability when traveling solo.
• Use drive-thru services during the day time for safer transactions.
• If you think you are possibly being followed, do not ignore the concern. Go to a crowded, well-lit area and contact the police.